The aim of this package is to help individuals have an emergency fund beyond their normal savings. This helps them build a capital reserve that can be used when unplanned needs arise. The funds are invested in Real Estate, Agriculture and Export with returns of up to 2.3% monthly. Returns are paid monthly by default or based on the investing partner’s preference (mainly quarterly or annually). All returns are forfeited when withdrawals are made before the stipulated withdrawal date. Your principal is always secure.